Stress-Free Financing in Just 4 Steps
Applying for a business loan should be simple, quick, and transparent, in our opinion at Mudra Loans. We have therefore simplified our procedure into four easy steps so that you can concentrate on managing your company while we handle the finance.
Simple Steps for Business Loan
01
Minimal Paperwork
Get started by completing a short, online application. It takes just a few minutes and requires basic business and personal information such as
- Name and business details
- Type of loan you're interested in
- Desired loan amount and purpose
- Contact details for follow-up
Our secure form is mobile-friendly and designed for ease, whether you’re applying during a lunch break or between client calls.

02
Submit Required Documents
Once your application is submitted, we’ll ask you to upload a few supporting documents for verification. This usually includes
- Proof of identity (Aadhaar, PAN)
- Valid Retail License
- GST Registration Certificate
- Active Current/Corporate Account
- Tenancy Agreement/ Ownership Proof
- Recent bank statements (last 6- 12 months)
- Business purpose note
- Last 3 Years Income Tax Returns
Don’t worry, we accept scanned copies and photos taken via smartphone, making the process simple even if you’re on the move.

03
Get Your Instant Loan Offer
Our system quickly evaluates your application and documents using intelligent checks and business viability analysis. If everything is in order, you’ll receive
- A pre-approved loan offer tailored to your profile
- Details on loan amount, tenure, interest rate, and EMI
- A dedicated loan advisor to answer any questions
- Last 3 Years Income Tax Returns
You can review and accept the terms digitally, no in-person visits required.

04
Receive Funds in 24–72 Hours
Once you accept the offer and complete e-signing, your loan is processed for disbursal. In most cases, funds are credited to your bank account within 24 to 72 hours ready to use for your business needs.
Whether it’s day-to-day operations, a new branch, or an urgent bulk order, you’ll have the capital exactly when you need it.
