Maintain Business Momentum with Reliable Working Capital Support
Every successful business needs a steady flow of cash to operate smoothly. Whether you’re paying staff, restocking inventory, or covering rent and utilities, working capital is what keeps your business engine running day after day.
From small shops to growing manufacturing units, our financing helps you handle routine expenses without dipping into personal savings or long-term capital.
Ways to Use Your Loan
- Paying employee salaries during tight months
- Purchasing raw materials or inventory in bulk
- Clearing vendor bills or trade payables
- Paying rent, electricity, and internet bills
- Handling seasonal surges in customer demand
- Bridging invoice payment delays from clients
Core Offerings
Quick Disbursal for Urgent Needs
We understand that working capital needs are often time-sensitive. That’s why we process and disburse eligible loans within 24–72 hours, helping you cover immediate expenses without delay or downtime.
Short and Medium-Term Options Available
Choose a loan term that matches your business cycle. Whether you need a 3-month buffer during a slow season, or a 12–18 month plan for more consistent expense coverage, our repayment schedules offer flexibility without stress.
No Collateral Required for Select Amounts
Our unsecured working capital loans eliminate the need for property or asset-based security for loans up to a certain limit (based on eligibility). This makes them ideal for businesses that are asset-light or in early growth stages.
Ideal for Maintaining Payroll, Inventory, or Utilities
Covering fixed monthly expenses like salaries, rent, bills, or stock purchases becomes easier with a ready credit line. No more scrambling to arrange funds at the last minute or pausing operations due to a temporary crunch.
A Great Option For
- Retailers needing to replenish shelves quickly during peak shopping seasons
- Manufacturers balancing raw material purchases and production cycles
- Service providers with delayed client payments or contract-based income
- Traders & wholesalers managing large incoming and outgoing shipments
- Seasonal businesses like tourism, fashion, or agriculture, where revenue fluctuates
Ensure Steady Operations During Seasonal Lows
Even successful businesses experience cash flow gaps. Mudra’s Working Capital Loans provide the liquidity you need to manage operations smoothly so you can pay, procure, and perform without disruption.
Ready, Set, Launch Documentation Made Easy
To ensure a smooth and successful loan application, please prepare the following documents
- Valid Retail License
- Active Current/Corporate Account
- GST Registration Certificate
- Tenancy Agreement/ Ownership Proof
- Last 3 Years Income Tax Returns
